Get a Great Rate* on a Home Equity Line of Credit—and
Get a FREE iPod® Nano**.

 

For details call Jennifer Donoghue or Chris Seftner at (518) 758-7101.
Or call or visit your branch managers.

 

 

*Rates as of May 28, 2008. Introductory Annual Percentage Rate (APR) of 2.99% for four months from the date of loan closing, with a variable rate of Prime minus 0.25% thereafter. The monthly adjustable APR for term is indexed to the Prime Rate (currently 5.00%), as published in the ‘Money Rates’ section of The Wall Street Journal. An early closure release fee may be charged to recover all costs incurred in originating your line if you close your account within 36 months from the date of loan closing. Property insurance is required. Loans subject to credit approval. Rates subject to change without notice. Other restrictions apply. Consult your tax advisor regarding possible tax advantages. Debt consolidation fee may apply. **For a limited time only receive an Apple® iPod® Nano within 30 days of closing. Minimum $25,000 Home Equity Line of Credit or a minimum of $25,000 in new money on a refinanced Home Equity Loan to qualify. Must have an auto transfer from a Kinderhook Bank account. Customer will receive a 1099-INT for the amount of the iPod®. Offer may be changed or withdrawn at any time without notice.