Corporations, partnerships and individuals are eligible for financing of virtually any business purpose, including the following:

• LINES OF CREDIT - An established line of credit is granted to a business for use in increasing it's working capital, building up inventory or satisfying current expenses with suppliers.
• TERM FINANCING - Flexible terms with regular installments due over the life of the loan are available to help businesses acquire fixed assests or equipment.
• LETTERS OF CREDIT - Kinderhook Bank will guarantee payment through our commercial letters of credit to prevent the need to disburse cash in advance.

First mortgage loans to purchase, construct or renovate commercial real estate are available. Personal guarantees may be required. Applicants for commercial mortgages will be required to submit current financial statements, tax returns, resumes of their management experience, construction plans and specifications, if applicable, along with an application fee. Our extended payment plan with lower monthly payments may improve your firm's net cash flow.

Kinderhook Bank provides funding to municipalties and public entities in the form of Bond Anticipation Notes; Revenue Anticipation Notes; Statuatory Installment Bonds; Tax Anticipation Notes and General Obligation Bonds. Contact any of our Business Bankers to find out more.