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New! instant issue debit card

In today's world, you expect immediate solutions.   We do too!  That's why we now offer Instant Issue Debit Cards at all our banking locations.  When you open a new account and request a card, you will walk out with the new debit card in your hand! No more waiting to receive a card in the mail, no more inconvenience of having to carry cash or checks until a replacement or new debit card is received!

Enjoy these benefits:

  • Receive a debit card the day you open a new account
  • Replace a lost or stolen debit card with one visit to your nearest branch

Free Online Banking

Simplify your life by using Online Banking with Kinderhook Bank!

  • Free BillPay
  • Check your balance
  • Review transaction information
  • View images of cleared items
  • Transfer funds and make loan payments between your Kinderhook Bank accounts
  • Reorder checks
  • Quicken and Quickbooks compatible

More information on Online Banking

TeleBank - Telephone Banking

Enjoy the freedom of 24 hour access to all of your accounts with our automated telephone banking." Call 518.758.6467 locally or our toll-free number 1.888.270.7101 anytime, day or night. Our customer service representatives remain available during regular business hours to answer any of your questions.

Check CardVISA® CheckCard

Tired of writing checks? Use your free Kinderhook Bank Visa® CheckCard at ATMs and wherever Visa is accepted!


  • "Real time" transactions will appear on your account as soon as they are processed. No more waiting until the next day to see a debit card transaction. (Note: You can still experience a delay as a result of the manner in which the merchant processes the transaction.)
  • Deposits made in your branch that are immediately available for withdrawal over the counter will be immediately available on the card.
  • You can now link a primary checking account and primary savings account to the same card for access at the ATM.
  • All point of sale transactions are posted to your primary account. Your savings account is accessible at ATMs only, where you can make withdrawals or transfer funds between accounts. Passbook Savings accounts may not be linked to a CheckCard.
  • If you are an existing cardholder, you will need to fill out a new application to add a savings account to your card. It does not happen automatically.


Visit your branch or call 518.758.7101.

Lost or Stolen Credit / Debit Cards

VISA® & MASTERCARD® Credit Cards

A credit card from Kinderhook Bank is the convenient and affordable way to make your shopping, entertainment and travel purchases. Make the switch to a Kinderhook Bank Visa® or MasterCard® today!

Credit Card features:

  • Low, fixed Annual Percentage Rate
  • No annual fees
  • Save every month with a 25-day grace period on new purchases when you pay your balance in full each month
  • View your account information and make payments online anytime, day or night
  • Your Visa or MasterCard may be used around the globe, wherever you see the Visa® or MasterCard® logo

Find out more about Credit Cards
Lost or Stolen Credit / Debit Cards

Other Convenient Services Include:

  • Direct Deposit
  • Night Depository
  • Notary Public Services
  • Safe Deposit Boxes*
  • Wire Transfer Services
  • Easy Switch Kit
  • Checking Overdraft Line of Credit

*Note: Contents not FDIC Insured.

Additional Business Services

Merchant Services

Increase your company's sales by accepting Visa® and MasterCard® with Kinderhook Bank's Merchant Services.

Features include:

  • 24 hour, 7 day technical support desk
  • Gift card program
  • Fraud protection
  • Chargeback and retrieval services

Courier Service

Kinderhook Bank's courier service will take the stress out of your day by bringing the Bank to you!

Courier Service features:

  • Non-cash deposit pick-ups up to five times per week
  • Same day credit to your account
  • Delivery of documents between the bank and your business

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