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Not only do we offer some of the best products and services in the area, we also provide customer service beyond compare. Visit us today and experience the difference!

FREEDOM Checking

Freedom Checking features:

  • No monthly maintenance fee
  • No minimum balance required
  • Free Visa® CheckCard card
  • Free Online Banking and Free BillPay
  • Free Mobile and Messenger Banking*
  • 50 free safety paper checks with first order
  • $100 minimum to open account
  • Interest paid on balances over $1,000           

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eFreedom Checking!

eFreedom Checking offers freedom from checking account service charges and pays you real interest too!

  • 2.50%APY on balances up to $20,000*
  • Interest compounded and credited monthly

Earn a refund of up to $25 in ATM surcharges when you meethe following requirements during the account cycle:

  • Receive a monthly eStatement
  • Have one monthly direct deposit
  • Account has10 Visa® CheckCard Point of Sale transactions(not including ATM transactions) posted and cleared

eFreedom also features:

  • Balances of $20,000.01 and up will earn 0.75%APY*
  • No monthly maintenance fee
  • Free Visa® CheckCard
  • Free Online Banking , Free BillPay and Free TeleBank
  • Free Mobile & Messenger Banking *
  • Free pack of 50 safety paperchecks when first regular order of checks is purchased
  • $100 minimum to open account

*Annual Percentage Yield. Statement cycle is the period of time between account statements. You must meet the following criteria to earn the interest rate stated above and to  receive a refund of ATM surcharges up to $25 during the statement cycle: 10 VISA® CheckCard point-of-sale (POS) transactions (not including ATM transactions) posted and cleared, receive electronic statements, have one direct deposit during the account statement cycle; and if your average daily balance is $20,000 or less, the interest rate paid on the entire balance will be 2.48% with an APY of 2.50%. If you meet the criteria listed, an interest rate of 0.75% will be paid only for the portion of your average daily balance that is greater than $20,000. The APY for this tier will range from 2.52% to 0.88% depending on the balance in the account. If the criteria listed above is not met during the statement cycle,you will earn interest as follows: if your average daily balance is $1,000 or less, the interest rate paid on the entire balance will be 0.00% with an APY of 0.00%, if your average daily balance is greater than $1,000,an interest rate of 0.03% will be paid only on that portion of your average daily balance that is greater than $1,000. The APY for this tier will range from 0.03% to 0.00% depending on the balance in your account. Fees may reduce earnings. Rate and APY are variable and may change at any time after the account is opened. Rate is effective 4/1/2014. Minimum to open account is $100 and is available for personal accounts only. Click on the Rates link below for current rates. Third-party vendor data rates may apply. 

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Tiered Money Market Checking Account

This account combines a great rate with a low minimum balance requirement and convenient check writing access to your money!

Tiered Money Market account features:

  • Tiered rate account
  • $2,500 minimum to open and avoid monthly fee
  • Interest compounded daily and credited monthly

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Premier Plus Checking

Premier Plus Checking offers interest-bearing checking plus expanded services for one low monthly fee!

Features:

  • Free checks (selected styles)
  • Free Kinderhook Bank Money Orders
  • Free Visa® CheckCard/ATM card
  • Free Online Banking , BillPay andTeleBank
  • Free Mobile & Messenger Banking *          
  • No minimum balance required
  • Interest paid on balances over $100 and is compounded and credited monthly
  • $6.00 monthly service charge
  • $100 minimum to open account

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Premier Gold Checking

Premier Gold Checking offers individuals age 55 and older the benefits of our Premier Plus checking at a reduced charge of $4.00 per month.

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