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Premier Messenger - Terms & Conditions

Kinderhook Bank's Messenger Service enables customers to receive notices concerning Kinderhook Bank linked account(s) including Checking, Loans, Savings, or Certificates of Deposit. By enrolling to receive this service, you acknowledge that you are aware of, and agree to, abide by the following terms and conditions. Our Messenger service allows you to request and receive email/text messages or Online banking messages about your account(s) with Kinderhook Bank. You will receive notifications based upon the instructions you provide through your Online banking setup options. The email address you provide is neither reviewed, nor verified by Kinderhook Bank prior to, or following enrollment of the Messenger service. You hereby acknowledge and accept that each notification from Messenger is sent to you without being encrypted and may include your name and balance information pertaining to your Kinderhook Bank account(s). Account numbers are masked to only show the last four (4) digits. You may receive notifications through an email account that is accessed via a personal computer, mobile phone, or both. It is your responsibility to determine if your mobile service provider supports emails and your telephone, or other mobile device, is capable of receiving emails. Messenger is subject to the terms and conditions of your agreement(s) with your cellular phone carrier and/or internet service provider. You are responsible for any fees imposed by your cellular phone service and internet service provider of any kind whatsoever. You acknowledge and agree that your receipt of any notifications may be delayed or prevented by factor(s) affecting your cellular phone service provider, internet service provider(s) and other factors outside Kinderhook Bank's control. We neither guarantee the delivery nor the accuracy of the contents of each Messenger notification. You agree to not hold Kinderhook Bank, its directors, officers, associates and agents liable for losses or damages, including attorney's fees that may arise, directly or indirectly, in whole or in part from (a) a non-delivery, delayed delivery, or the misdirected delivery of a Messenger notification, (b) inaccurate or incomplete content in a Messenger notification, or (c) your reliance on or use of the information provided in a Messenger notification for any purpose. Kinderhook Bank provides this service as a convenience to you for information purposes only. A Messenger notification does not constitute a bank record for the deposit account to which it pertains. Kinderhook Bank reserves the right to terminate its Messenger service at any time without prior notice to you. Nothing contained herein shall amend, supersede, or nullify anything contained in any other agreement you have with Kinderhook Bank. For more information, call (518)758-7101 or visit the nearest Kinderhook Bank branch location.