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8-Month and 19-Month certificates of deposit

Save for the future and choose a 1.66% APY* 8-Month CD or a 2.21% APY* 19-Month CD!

Visit any branch or call 518.758.7101 to get started.  *Annual Percentage Yield. Rates effective August 1, 2018 and may change at any time prior to account opening. Special CD's will automatically renew into a 1-Year term at the current rate at that time. Minimum to open account is $500. Penalty will be imposed for early withdrawal. Fees may reduce earnings. May not be combined with any other rate promotions. Municipal and Institutional accounts are not eligible for promotion.


Mobile & Tablet Banking App!

Want to make your online banking even easier?  Search for Kinderhook Bank in the App Store(TM) or Google Play(TM) and download the app on your smart phone or tablet!  You need to be enrolled for our online banking program in order to use the app. Click here for more info!


Messenger Banking

Premier Messenger is a free* account alert system that allows online banking customers to set up messages. You choose what messages you want to receive based on your unique financial needs. And, you can set up alerts to be delivered via text message or by email! If you're already enrolled in Online Banking, login and click on the word "NEW" next to the account you would like to initiate an alert for. If you’re not already enrolled in online banking and want to enroll, please visit any branch, call us at (518)758-7101, or email us by clicking here.

* Third party data and messaging fees may apply.